Terms of Service
Last updated September 15, 2026
These terms govern your use of PremiseWatch, operated by [Your full legal name or company name]. By creating an account or using the service, you agree to them.
Not investment advice
PremiseWatch is a tool for recording your own investment reasoning and comparing it with information from public company filings. It does not provide investment, financial, legal or tax advice, and nothing in the product or on the research pages is a recommendation to buy, sell or hold any security. You are solely responsible for your investment decisions.
Data and AI accuracy
Financial data comes from SEC filings and is normalized automatically; filings can contain errors and our processing may too. AI features read filing text and can misread it, so results show the quoted passages and you can check them. The service is provided "as is", without any guarantee that data or results are complete, accurate or timely.
Your account
Keep your sign-in secure and tell us about unauthorized use. You must be at least 18 years old. You're responsible for activity under your account.
Acceptable use
- Don't misuse the service: no scraping, automated bulk access, or attempts to bypass usage limits.
- Don't interfere with the service or try to access other users' data.
- Don't use the service for anything unlawful.
We may apply usage limits (for example on AI features) to keep the service reliable.
Paid plans
Paid plans are billed in advance through Stripe via Clerk Billing and renew automatically until cancelled. You can cancel at any time; access continues until the end of the current billing period. Prices and plan features may change with notice. [Describe your refund policy here.]
Your content
You own what you write in PremiseWatch. You give us permission to store and process it only as needed to run the service for you, including sending relevant text to our AI provider when you use AI features. See the Privacy Policy.
Research pages
Research articles express the author's personal opinions at the time of writing, may be out of date, and are for information only. The author may hold positions in securities discussed.
Limitation of liability
To the fullest extent permitted by law, [Your full legal name or company name] is not liable for any indirect, incidental or consequential damages, or for investment losses, arising from your use of the service. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim.
Termination
You can stop using the service at any time. We may suspend or close accounts that break these terms. You can ask us to delete your data as described in the Privacy Policy.
Changes and governing law
We may update these terms; continued use after changes means you accept them. These terms are governed by the laws of [State / country].